During the retirement planning process, long-term care costs are often an important consideration, and rightly so. Long-term care costs can go beyond what Medicare covers, and 70% of people over 65 will need some form of long-term care, according to the Department of Health and Human Services.  

Because of this, many people planning for retirement begin to consider long-term care insurance. This can be a great option for protecting your finances as life evolves. However, financial protection is not the only aspect of long-term care planning that needs to be considere…

For centuries, cultures around the world have practiced some form of spring cleaning as part of their religious and seasonal traditions. According to National Geographic, “One of the earliest known references to spring cleaning is found in the Jewish tradition of Passover.” In other traditions, similar rituals exist: “Catholics clean altars in churches on Maundy Thursday ahead of Good Friday.”  

In China, homes are traditionally cleaned before the Lunar New Year in a ritual known as “sweeping the dust,” which symbolizes clearing away bad luck. In Thailand,…

The dimensions of wellness represent essential components of life. To support long-term well-being and a vibrant life as we age, it is important to maintain balance across all the key areas of your life that make up the dimensions of wellness, including Vocational, Intellectual, Social, Physical, Spiritual, Environmental, and Emotional wellness. There’s a difference between aging and aging well. Taking the initiative to actively nurture each dimension of wellness in your life can make that difference.  

Friends Life Care’s VigR® Vitality, Independence, Growth, Re…

How to Stay at Home While Planning for Reliable Long-Term Care 
Seventy percent of people turning age 65 can expect to need some form of long-term care during their lives, usually due to contributing factors such as age, gender, health status, disability, and living arrangements, according to the U.S. Department of Health & Human Services. This underlines the importance of thoughtful planning. That’s why Friends Life Care has created a free, interactive resource to help adults decide how to plan for their future and what resources they’ll really need.  

Duri…

With a new year, we often think about resolutions and making new plans. If your preference is to age independently in the place you call home, then planning for financial security is critically important.

Planning for retirement isn’t just about saving enough. It’s also about understanding how your spending will change over time. Research shows that retirees don’t spend in a straight line. Instead, spending tends to start high, dip in the middle years, and rise again later in life. This pattern forms what experts call the “retirement spending smile.”

For Bab…