
- Friends Life Care
- How We’re Different
- Plans for Your Lifestyle
Protect Your Future, Gain Peace of Mind
If you are like 89% of adults today, you want to live an active life in your own home with your financial security protected. We provide a unique combination of benefits and a wide range of flexible plans to support the future you envision.
Membership Options to Fit Your Needs
With Friends Life Care, your annual fee is based on the level of care and service options you want. Our membership plans can replace the need for, or be a supplement to, long-term care insurance, senior living, or continuing care retirement community (CCRC)/life plan community. You can also select coverage for assisted living or nursing home care in the facility of your choice, if that option best meets your needs.
Customizable, Flexible Plans
Membership in Friends Life Care means no claims to file and no waiting for reimbursements. And, if you travel or relocate anywhere in the United States, your plan goes with you. Fees cover quality care and are tax-deductible.
It is this customized approach to long-term care and future planning that our members find so valuable in a Friends Life Care membership.
Free Seminars & Webinars
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Get the answers you need for healthy living and aging well.

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Entry Age | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | 7 Years |
---|---|---|---|---|---|---|
40 | 1247.34 | 1398 | 1480 | 1540 | 1590 | 1652 |
41 | 1250.33 | 1404 | 1490 | 1550 | 1600.19 | 1666 |
42 | 1253.33 | 1410 | 1500 | 1560 | 1613.63 | 1680 |
43 | 1250.33 | 1426 | 1522 | 1580 | 1646.29 | 1714 |
44 | 1247.69 | 1442 | 1544 | 1610 | 1678.95 | 1748 |
45 | 1245.38 | 1458 | 1566 | 1641.21 | 1711.60 | 1782 |
46 | 1243.37 | 1474 | 1588 | 1672.52 | 1744.26 | 1816 |
47 | 1241.67 | 1490 | 1610 | 1705.13 | 1778.27 | 1851.41 |
48 | 1252.33 | 1512 | 1644 | 1775.20 | 1851.35 | 1927.49 |
49 | 1263.1 | 1534 | 1678 | 1845.28 | 1942.42 | 2003.57 |
50 | 1273.98 | 1556 | 1712 | 1915.35 | 1997.50 | 2079.66 |
51 | 1284.94 | 1578 | 1760.91 | 1987.60 | 2072.85 | 2158.10 |
52 | 1296 | 1600 | 1824.91 | 2059.84 | 2148.19 | 2236.55 |
53 | 1317.09 | 1636 | 1888.92 | 2132.09 | 2223.54 | 2314.99 |
54 | 1338.24 | 1672 | 1952.93 | 2204.33 | 2298.88 | 2393.43 |
55 | 1359.43 | 1708 | 2016.93 | 2276.58 | 2374.23 | 2471.88 |
56 | 1380.67 | 1744 | 2093.34 | 2362.83 | 2464.17 | 2565.52 |
57 | 1401.95 | 1783.73 | 2169.75 | 2449.07 | 2554.12 | 2659.16 |
58 | 1422.85 | 1846.55 | 2246.16 | 2,535.32 | 2,644.06 | 2752.81 |
59 | 1443.91 | 1909.36 | 2322.57 | 2621.56 | 2734.01 | 2846.45 |
60 | 1465.1 | 1972.18 | 2398.98 | 2707.81 | 2823.95 | 2940.10 |
61 | 1486.41 | 2068.19 | 2515.77 | 2839.64 | 2961.44 | 3083.23 |
62 | 1507.85 | 2164.21 | 2632.57 | 2971.47 | 3,098.92 | 3226.37 |
63 | 1543.41 | 2260.22 | 2749.36 | 3103.30 | 3236.40 | 3369.51 |
64 | 1608.97 | 2356.24 | 2866.16 | 3235.13 | 3373.89 | 3,512.65 |
65 | 1674.53 | 2452.26 | 2982.95 | 3366.96 | 3511.37 | 3655.79 |
66 | 1706.56 | 2499.16 | 3040 | 3431.35 | 3578.53 | 3725.71 |
67 | 1738.59 | 2546.06 | 3097.06 | 3495.75 | 3645.69 | 3795.63 |
68 | 1777.23 | 2602.65 | 3165.89 | 3573.45 | 3,726.73 | 3880 |
69 | 1850.52 | 2709.98 | 3296.45 | 3720.81 | 3880.40 | 4040 |
70 | 1,923.81 | 2,817.30 | 3427 | 3868.17 | 4034.08 | 4200 |
71 | 2020.81 | 2959.35 | 3599.79 | 4063.21 | 4237.49 | 4411.77 |
72 | 2206.95 | 3231.94 | 3931.37 | 4437.47 | 4627.80 | 4818.14 |
73 | 2393.09 | 3504.53 | 4262.95 | 4811.74 | 5018.12 | 5224.51 |
74 | 2579.22 | 3777.12 | 4594.53 | 5186.00 | 5408.44 | 5630.88 |
75 | 2765.36 | 4049.71 | 4926.11 | 5560.26 | 5798.76 | 6037.25 |
76 | 2941.99 | 4308.37 | 5240.75 | 5915.41 | 6169.14 | 6422.86 |
77 | 3118.62 | 4567.03 | 5555.39 | 6270.56 | 6539.52 | 6808.48 |
78 | 3295.25 | 4825.70 | 5870.03 | 6625.70 | 6909.90 | 7194.09 |
79 | 3471.88 | 5084.36 | 6184.68 | 6980.85 | 7280.28 | 7579.70 |
80 | 3648.51 | 5343.02 | 6499.32 | 7336.00 | 7650.65 | 7965.31 |
81 | 3768.50 | 5518.74 | 6713.06 | 7577.25 | 7902.26 | 8227.26 |
82 | 3888.48 | 5694.45 | 6926.79 | 7818.50 | 8153.86 | 8489.22 |
83 | 4008.47 | 5870.16 | 7140.53 | 8059.76 | 8405.46 | 8751.17 |
84 | 4128.46 | 6045.88 | 7354.27 | 8301.01 | 8657.06 | 9013.12 |
85 | 4337.00 | 6221.59 | 7568.01 | 8542.27 | 8908.67 | 9275.07 |