Long-Term Care Planning in Southeastern PA and Delaware 

Your next phase in life can be just as beautiful as the last 60 years. By taking steps today, you can protect your future independence and peace of mind. At Friends Life Care, we specialize in long-term care planning for residents in Southeastern PA and Delaware, and we can help you age comfortably in your own home. Many of our affordable long-term care plans include financial protection, as well as a Care Coordinator who will guide you toward wellness and advocate for your care needs.

How Friends Life Care Offers More Than Traditional Long-Term Care Insurance

Long-term care insurance is often chosen as a plan for future support should the need for care arise. While financial coverage is provided, the insured does not receive the same personalized level of support the Friends Life Care team uniquely provides. With traditional long-term care senior insurance policies, some policyholders may have access to an 800 number, while others may be left on their own to do things like research, coordinate, and oversee all of the care that they need. This can be a tremendous undertaking that usually comes with time pressure and emotional burden, especially when you are also challenged with a health concern.

There are notable differences between what you can find with traditional long-term care insurance and our flexible care options. With Friends Life Care and its commitment to Quaker values, you are never a number. Our long-term care planning specialists assess your overall health and well-being to formulate future goals and action plans that align with your unique needs. In this way, you can have peace of mind that your needs will be met, no matter the twists and turns life takes.

Additionally, our long-term care planning experts ensure you have what you need to cover the cost of care when you need it. You may have noticed that long-term care senior insurance policies require you to get a written certification from your doctor stating that your health concern is expected to last 90 days or more. With one of our memberships, you can begin care when you have met the appropriate qualifications.

Some people choose to move to a continuing care retirement community (CCRC)* or a life plan community when they are ready to enjoy their retirement years. It is well known that joining a community usually requires a large up-front payment, plus monthly fees. While CCRCs are good options for some, they are not always the right fit for others. The good news is that our memberships make long-term care at home more affordable and a great option for many. Our plans are flexible and can offer inflation protection, discounts for household memberships, and preferred health status. If you’re interested in learning more about our long-term care planning services and how they can benefit you, reach out to our Plan Counselors today!

*Even if a community is the right place for you to call home, you may benefit from being a member of Friends Life Care so you can take advantage of care coordination and financial benefits.

Long-Term Care Senior Financial Planning

It can be impossible to know if you will need long-term care. However, it’s essential to plan for the possibility of needing it because accidents, illnesses, and injuries can occur suddenly. Our Plan Counselors can help you select one of our flexible care options so that you can have access to support when you begin to experience health challenges. In addition to long-term care senior financial planning, your Wellness Coordinator can assist you in determining any modifications that need to be done to your home to support your desire to age in place. Above all, our team of experts will propel you toward a reliable and confident future that protects you and your loved ones.

We’re Here for You in Your Time of Need

Even with a hybrid plan of insurance and investments, there is no guide or Coordinator provided to you when you are most in need. Instead of investing in traditional long-term care insurance policies, partner with Friends Life Care. You will be assigned a credentialed, dedicated Care Coordinator on day one of your membership. Should the time for long-term care at home come, your trusted advocate is right by your side, ready to put your plan into action and monitor it to ensure you are receiving the highest quality care wherever you call home.

In addition to long-term care planning, we offer webinars for holistic health, guidance on achieving financial security, and retirement planning advice. If you’re ready to live your best life after retirement and currently live in Southeastern PA and Delaware, contact our team today!