Facts, myths, and alternatives to government healthcare programs
Many people believe they can rely on the government for all their long-term healthcare related issues, however this is not a real solution for a high majority of the population. While there are benefits to using government programs, there are a lot of misconceptions as well. “The majority of Americans do not plan in advance to fund long term care (LTC) so the government program Medicaid pays for 40% and Medicare pays for 23%. *” This leaves a significant short-fall the people have to pay out of their savi…

Changing leaves are the first real sign of Fall. But while those gorgeous red, gold and orange petals are fun to stare at during long drives through the countryside, fallen leaves are a hassle for homeowners.

Trees provide shade in the summer and protection in the winter but they’re shedding in the fall leads to hours of backbreaking work. The leaves typically seem to win the battle, but this year it’s possible for you to win the war against the foliage blanketing your yard, driveway, and sidewalk.

Here are some simple ways to beat the leaves this Fall, guaranteed…

Vacation is an important part of life. Unfortunately, people don’t take enough vacations, especially those individuals who can’t afford to take time off from work.

Even though a week-long vacation is vital to living a healthier life, sometimes just a quick day trip will have the same effect. Taking a break from life not only reduces stress but also helps to reconnect people with family and friends.

Here are five reasons to plan more day trips in the coming year.

Day Trips Are Affordable
The hotel is always the most expensive part of traveling. Staying at a r…

Despite your best efforts to defend yourself, sometimes disaster strikes, and that means you should always be ready for the unexpected. When you’re not prepared for home emergencies you never know how bad it could get. It’s always a good idea to be prepared for anything! The right emergency gear will help you protect your home and family, as well as deal with unpleasant realities like a post-storm power outage or broken windows.

Here are some critical practices and tips to remember when dealing with a home emergency.
Have an Emergency Fund
It’s important to have mo…

We often hear how hard it is for caregivers and seniors to deal with the idea of an adult child “parenting” his or her aging parent. The notion of child-parent role reversal has taken on a life of its own and it is now common that a daughter or son will start becoming a parent to his or her parent. Many adult children, called the Sandwich Generation, experience this change while also raising their own children or caring for their grandchildren.

As adults, our journey has been to separate from our parents and become individuals. As parents age and become…