Core Benefits of Membership
Designed to help you age at home with thoughtful planning and guidance that adapts through the seasons of life.
Wellness and Care Coordination & Advocacy
You’ll have a dedicated Wellness & Care Coordinator who takes the time to get to know you and how you want to live. They stay connected with you over time, helping you think ahead, navigate changes, and advocate for you whenever support is needed.
Aging-in-Place Guidance & Home Accessibility
Your home plays an important role in how you age. We offer thoughtful recommendations to help you stay safe, comfortable, and independent at home, now and in the years ahead.
Wellness & Prevention (VigR®)
Aging well isn’t just about planning for the future, it’s about living well today. Through education, assessments, and resources guided by the VigR® Vitality, Independence, Growth, Resilience™ framework, Friends Life Care helps you stay active, informed, and engaged in your everyday life.
Financial Safety Net for Future Needs
Many membership plans include a financial safety net that can help cover future care-related costs if they arise. Having this protection in place helps reduce uncertainty and allows you to plan with confidence.
Concierge Services for Home & Life
When everyday tasks or home maintenance feel overwhelming, concierge support helps make things easier. Your membership includes access to trusted local providers for home services, lifestyle needs, and practical support, coordinated for you.
Does This Sound Familiar?
“I’m healthy now, but I want a plan.”
Starting early gives you more options and greater flexibility later.
"I don't want to leave hard decisions to others."
Planning ahead reduces uncertainty and eases decision-making for your loved ones and support network.
“I want peace of mind for my later years.”
Financial protection and healthcare advocacy can help you feel prepared for seasons ahead.
“I want a financial safety net in place.”
Membership can include financial protection that helps offset future care-related costs if needs change.
“I want to stay in my home long-term.”
Membership is designed specifically to support aging at home as needs change.
“I’m a solo ager.”
Friends Life Care provides guidance, coordination, and advocacy so you’re not navigating decisions alone.
“I have long-term care insurance but want more support.”
Friends Life Care complements insurance with coordination, wellness guidance, and advocacy.
“I’m helping plan for a parent or partner.”
Friends Life Care helps families plan thoughtfully before decisions become urgent.
Plan on your terms.
It’s easy to put off planning when life feels stable. But when health needs change or costs rise unexpectedly, you’re often forced to make decisions quickly, with fewer options and more pressure.
Planning ahead gives you time to think things through, ask questions, and make choices that fit your lifestyle.
When you put support and guidance in place early, you stay in control as life evolves. You can keep your options open, reduce uncertainty, and spend less time worrying about “what if” and more time living well at home.
Financial Flexibility & Protection
Plan ahead, manage costs, and avoid rushed financial decisions.
Friends Life Care membership plans start at $1,700 per year, with the average annual cost around $3,600 depending on your age at enrollment and plan options chosen. A Plan Counselor will walk you through pricing so you understand your options before you join.
Many membership plans include a financial safety net that can help offset future care-related costs if your needs change. While all plans include the same coordination support, different options provide different levels of financial protection when care is needed.
Your membership is tailored to your goals, comfort level, and stage of life. With guidance from a Plan Counselor, you choose the level of financial protection that feels right — and planning ahead helps you adjust thoughtfully instead of making rushed decisions later.
No. Friends Life Care can stand on its own or work alongside long-term care insurance. Some members use it to supplement existing coverage, while others choose it as a flexible alternative to having no plan at all.
The Cost of Care
$208
Cost per day for a home health aide
3.7 YEARS
Average time women need care
$305
Cost per day for an assisted living facility
2.2 YEARS
Average time men need care
of seniors will require some type of long-term care.
Source: ACL Administration for Community Living
Estimate Your Membership Cost
Friends Life Care offers flexible plan options so you can choose what fits your needs. Use the calculator to explore different plans and see your estimated annual cost and financial benefit.
The calculator provides a helpful estimate, but plans can be further customized with options like discounts for long-term care insurance, inflation protection, or shared care. A Plan Counselor is available to walk you through your options and answer any questions.
